Instead:401(k) loans: They’re low-interest, and you’re paying yourself back.Roth rollovers If you can afford the taxes now, this gives future flexibility.Creative financing: I’ve seen clients leverage partnerships or seller financing to limit retirement fund withdrawals.One thing to consider: real estate markets today are vastly different from a decade ago.. so opportunities may require extra creativity.Have you looked into specific deals yet?

@Brett Jurgens,With strong equity and a good tenant, you have a few options:Cash-Out Refinance: Offers lower, fixed rates for stable monthly payments and lets you keep the property while using equity to invest in another rental.HELOC: Provides flexible access to cash, though with typically higher, variable rates that can fluctuate over time.1031 Exchange: If you're open to selling, a 1031 exchange could defer taxes and allow you to trade up to a higher-value property or diversify into a different market.Each option has pros, so it really depends on whether you want to hold onto the current property or leverage its value for something new.

Bringing in different management 2.

Because looking at the T12 from a 100 units will be different from 20 units will be different from 5 units in some of the line items (account names).

Buying a home is the bay area retirement planYes, there are a lot details and differences for everyone's particular situation.

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.

You mentioned about the difference between the purchase interest rate and the refinance rate.

While Taking the time to learn the different knowledge skills needed to be successful.  

I’m slowly learning how to identify soil types but like you said….we can’t afford to be wrong right now  jurisdictions are different all over the US.. many still just use perk tests  others do the soil samples so you just have to deal with your current area and regulations.

Being the number one client for your commercial broker makes a world of difference.