The same probably applies if i wanted to use the second unit as an office.

Be sure to check with your local building code enforcement office before you do anything to see if there are other inspections required for your municipality

I was talking to my local loan officer the other day who said they are making zero loans on small rental properties right now because the numbers don't work on any of them. 

Turn what you have over to the police and move on with your life.

There are 2 huge ongoing projects being the ongoing expansion of Pennovation which is the robotics labs and office space for UPenn.

No different than your 401k investing into Google... you don't get to rock up to Google's offices and start touching corporate funds.Be mindful of your possible 990-T filing obligation if you use debt.

24 months ago it was harder to find folks doing these smaller loans.Today it's much easier because lending volume is down so much.I even had a loan officer I used to work with call me the other week.

If the PM has an office and staff, I'd be concerned that they aren't returning your call. 

There you will be asked your criteria and then after answering a few questions you will be matched with 3-5 agents or loan officers in your area.

I also make sure I make my desire to buy properties known to those working in the city offices, utility companies, code enforcement officers, police officers, and others who are in positions to hear about potential properties.