Less Competition - High-interest rates and market uncertainty may deter some flippers, reducing competition for distressed propertiesMarket Demand - In some areas, there remains strong demand for renovated, move-in-ready homes.Price Negotiation - Sellers of distressed properties may be more willing to negotiate in a high-interest rate environment.Cons:High Carrying Costs - High-interest rates increase the cost of borrowing, which raises your holding costs (interest payments, taxes, insurance, utilities).Market Volatility - Real estate markets can be unpredictable, and high-interest rates may lead to slower home sales and declining prices in some areas.Renovation Risks - Unexpected renovation costs and delays are common risks in any market, and high-interest rates exacerbate the financial impact of these issues.Financing Challenges - Securing financing for both the purchase and renovation can be more difficult and expensive in a high-interest rate environment.Mitigation Strategies:Thorough Market ResearchAccurate BudgetingEfficient Project ManagementFlexible FinancingExit StrategyFixing and flipping properties in today's market can still be profitable if approached with caution and thorough preparation.

Now, if your area has many str's and that is relatively common, than you may have a reasonable argument.I had somewhat of the opposite issue, where I turned my ltr into a legally permitted str, but unfortunately, there were a ton more unpermitted str's in the area which appeared to dilute the str business.

@Timothy Nako yeah, this is very common in Houston (and many other) markets right now. 

So far we have painted the common areas and the exterior of the building.

that walks through many of the common ways to invest in notes.

The common theme here in BP is ... all the info you need is here for free, which it is.For some people who works 40 + hours per week and wants to get out of that  9-5 asap, they may not want to take the time to sift through all threads, pod casts and such, these courses may be a more time efficient way plus from what I seen they off money back Guarantees.

Geico/Progressive do not offer them - they offer homeowner's insurance, condo insurance, renter's insurance and etc, but none of them covers the building structure & the common areas. 

Can you just use a more common living revocable trust? 

RUBS are usually based on the number of occupants with a small allocation for common area.  

There is a common belief that recapture taxes diminish the value of performing a cost segregation study.