Some use very specific goal setting metrics, some use more general goals, there is no right answer for every person, but I am willing to bet that those that set some goals will be more successful in the upcoming year than those that do not. 

I use Monarch for personal purposes, they use 3 aggregators, and I've had no problems staying connected to all my accounts. 

I know someone who ahd a loand written at 10% from years ago and now they said a state is requesting more info on the loan because it was above usury laws and they may have to cut a check back to that person.

We keep seeing conflicting views but my personal experience with buyers indicates that the outlook is positive.   

However, I am running into a consistent issue - currently I am using REIPro's built-in skip tracing software, but it seems a decent amount of the numbers this program pulls are disconnected or are not the right person (I.E.

You turn right and people willing to sell below market value chase you.You turned left.So you complain to your favorite Guru that you are not getting much luck with your mailers calls and texts.3 guesses what EVEY PERSON on Bigger Pockets is going to tell you?"

Being able to drive by your properties frequently to see them in person (even if you have a property manager) can provide consistent peace of mind. 

She was also the “boots on the ground” person which allowed me to work remotely and be with my baby.

Personally I only use my HELOC on short term projects like flips, new builds and BRRRRs where I know I will be replacing the capital within months.You may be better off waiting a year and save up more cash or liquidate your index funds if the returns on a property will be better.

Not just a larger group of attendees, but a group that is beneficial for all who do attend as a result of the strength which each person brings and shares.