So I believe mortgages will look at DTI and want to make sure your income covers your current and future debt obligations at a percentage of 40-49% I believe, so their multiple would be more like 2-2.25x, but it's not a real apples to apples comparison. 

I own multiple beachfront/Gulf Front properties and and some rates actually went down this year.

I have used it for years with multiple businesses and haven't had any issues.

It’s past due so we are surviving off our multiple 90 day extensions right now.

Do the inspection results/feedback have and impact on the contract with buyer (if yes, how that is handle)?  

The shorter the prepayment term has an impact on increasing the rate.4.

I've gotten unsolicited compliments from multiple tenants. 

We have multiple homes designed for assisted living that we lease out to the business owners.

Like @Michael Quarles and @Kristin Flores-Brockman are saying here.Occasionally there are investors who acquired an investment property with the intent to hold and put renters in, but find some unexpected negative catalysts that will impact their ability to rent it out.

However, you should always budget for a worst-case scenario to maintain positive cash flow.Vacancy costsThe cost of vacancies can significantly impact your cash flow.