Spend less than you make and the extra will accumulate.Get a second job.Cut expenses.Sell stuff.Borrow - personal loan, credit cards, HELOC or cash out refi on a property you already own, 401k loanfriends and family

I'll probably have around 200-300k in equity so Instead of paying down the credit card debt I've accumulated, I'm thinking about scooping up a property in Puerto Rico to pay it for me.

Bring your business cards and come and network with us. 

(Lending Question/Business Credit Card)I have 30k+ in Business Credit Cards under Sole Proprietorship, I have planned on using for any Rehab/Expenses/CapEx.Looking into Private Lenders/HML for purchasing Rehab properties out of state under my LLC and my question is:Do I look and get connected with Private Lenders in the specified area I will be investing in?

I didn't even have money to pay the penalty, so I put it on my credit card when tax season came. 

Door knocking, leaving postcards/biz card/flyer, driving for dollars then mailing or door knocking, and proven wholesalers are a good place to start.

Although I recently bought a house so my credit isn't TERRIBLE or anything - I have a high debt utilization on my credit cards and a seven year old BK that keeps my score in the low 600s - not exactly awesome.   

Marco if you’re parents have good credit, ask them to add you as an authorized signer on a couple of their credit cards.  

Deposit your cash each and Get debit cards for each of you and use it for all expenses.

Credit cards are a good resource for many reasons.