We moved into a new construction house and have had multiple sewer smell issues but never consistently, one took a year to figure out...basement bathroom someone drilled a hole in the drywall (basement finished after moving In) behind toilet to run cold water line but hit the plumbing stack and cut a hole in it.

Just want to add that the Fed is planning to cut rates later in 2024, which should lower mortgage rates, so you might want to wait until fall for refi or HELOC.  

I bring up new paradigm here :it's because of too much expansion of money.What I mean by that is because we have lot of money increasing floating around with downpayment as little as 5-20% can already purchase a house with 30 year fixed debt, the number of potential purchasers are increased by a lot, while supply is diminishing, the amount of liquid hard money is increasing, and liquid money is always going to hard asset like residential.if you cut 30 year fixed program and gov no longer print money, the buying power would reduce.

I would not pay above appraised value for an investment property unless I knew it had some competitive edge that would increase its value considerably (ie. it was a subdividable lot or allowed for other uses that enhanced value that were taken into consideration).

That doesn't cut it for me.

That means the insurance company cuts you a check equal to your rent for any month the property is uninhabitable (e.g., fire, flood, hurricane).

This simple stretch cuts about 25 minutes off of a drive headed to the northern outskirts of Winston (Like Rural Hall/Germanton, and into King/Stokes County).

Even if the undermount sink and cut out are included, $3,500 is way too much.

**Another aspect is that I am worried about investing my cash (currently in 5% HYSA) into real estate and then the market declines as interest rates are cut. 

Are you looking to cut your cost of living and house hack?