What we've noticed is that the 2 most critical factors that determine default rates are experience (how many flips you've done in the last 2 or 3 years) and FICO score with the former being more dominant than the latter. 

And yet while you whine that human tenants not paying rent is "wrong" and label them as thieves, you refuse to criticize, or label as thieves, corporations doing the exact same thing.Your whining hypocrisy is showing, Heather.

The other thing that is critical is that you have a mortgage authorization for the loan so you can talk to the lender/mortgage company at anytime to get up to date information.

The Coronavirus Meltdown The current Coronavirus crisis is having a critical impact on the Mortgage Industry, which could potentially make the 2008 financial crisis pale in comparison.

We believe they are critical for the viability of Lima One and the entire private lending space.We will continue to monitor the market environment and sincerely hope to be able to reopen our Rental lending as well as expand FnF and Multifamily programs as market rationality returns.

For those of you considering loan forbearance, it is critical that you realize that INTEREST IS ACCRUED on your missed payments.To put numbers on this, on a $1m loan at 3.25% interest, it comes out to $90/day in interest.

Aside from the obvious deficiencies and inequities of the proposed bill, it is critical to understand the political environment and the political gain that is involved. 

I think the most critical protection is cash reserves if you are house hacking you will be paying rent anyway so I think the amount of reserves you need is lower but still present.  

Landlords and lenders are critical to our economic system. 

There is a ton of content on Bigger Pockets on how to to find critical members of your team.