I suspect most investors find by the time f/f conventional is unavailable they have other options. best wishes.  

I think the inventory of single family homes is huge in Memphis.

A successful BRRRR without the tailwind of market appreciation during the renovation period is really, really hard unless you have cash to buy a place that does not qualify for conventional financing, ways to source off market deals with some real issues that you don't mind taking on, and/or access to a crew or cheap labor (could be DIY).

I’m constantly taking inventory of the lenders financing ground up projects in my market which is Philadelphia. 

How many months of inventory?

In the United States in 2024, mortgage rates are generally tied to the overall bond market, as most residential mortgages, including conventional qualifying mortgages for owner-occupants, residential investment mortgages (DSCR loans), and even other alternative residential mortgages (non-QM), are securitized.

if you buy, develop properties and then sell them.You are considered a 'developer' and the land / houses are inventory. therefore, the income would be ordinary and not capital gains.

Hi, we are currently in the market to refinance out of VA loan to gain entitlement back...Can we refinance into FHA, Conventional, or Physician Loan (we qualify)?

Flood insurance has gone up considerably and is making it hard for buyers to use FHA or some conventional loans. 

Hey Scott, working as a property manager in multifamily with tax credit and conventional units, we have many cases where people have other sources of income, whether alimony, social security, etc.