If the goal is long term wealth, I would advise taking advantage of house hacking and building up until you max out your loans.

Excuse me, my statement is true, it's no veggie.Since you're both in the same city, I can agree with where you are coming from, however, even your city defines housing under HUD regulations, they break it down further, R1,2,3 and 4 as all states and P&Z offices do, special use is not a zoning category but an exception permitted.

I think people in this area who do commute take advantage of the easy train access and affordability compared to other areas with a stronger commercial presence like downtown Bloomfield and up through Montclair.

Also, agree on how the property will be used, who can live there, and under what conditions.Contribution Reconciliation: Determine a process for handling situations where one party cannot meet their financial obligations or if there are significant discrepancies in contributions to expenses.Legal and Professional Fees: Decide how legal and other professional fees related to the purchase and management of the property will be shared.Taxes: How will the tax advantages be divided?

Coffee mugs, coasters, pint glasses, blankets, or shirts could also fit into this category. 

A cheap way to stay liquid and ready to take advantage of opportunities. 

This is a great place to learn and to connect with people so take advantage of all the great resources.

With Home Type you need to search all categories and I start with Land/Lots.

I disagree "Real Estate Attorney" is a broad category.

So, it is actually to your advantage to notify them so you receive the notice and not the person you bought from.