I like that plan!

I called my local insurance company, as well as two major companies and was told "good luck." 

The hard money will probably be 10-15% plus 3-5 points for a deal like this.

Then the new owner would call and want to remodel again becuase they didn't like the design or colors, Lol.....

Like many new investors, I had little cash and no access to traditional lenders.

We like doing the hard work of doing due diligence, researching property histories, getting estimates, negotiating contracts, etc.We're also going to be looking to buy and hold in the near future possibly by BRRRRing.

If there was not a covered insurance loss there isn't likely to be a covered loss for you either.Rather than worry about what State Farm might do, don't you you have a trusted advisor agent that you can talk to at the agency for advice?

if there is do you need too have a ticket too join or something like that? 

can check out local apps like eventbrite or meetups

But I likely wont keep a german shephard in a 700sqft 2 bed 1 bath.