They are some sort of bot that positively talks about a product, seminar, or guru after negative criticism has been given. 

I am attracted to the stability and passive income potential of buy & hold investments.

The reason the industry looks so saturated is because you have thousands of broker outfits with lender sounding names selling the products of the big box lenders.Is there true private money? 

Rents accelerated at unprecedented amounts, more multi family built and now here we are at this time feeling the effects of rents stabilizing and experiencing higher vacancy.

Hi Jake, Would love to connect and discuss a bit further what it would look like for you specifically.DSCR loans are a great product and in some cases are actually beating conventional loans.

The short list of pros and cons would be that you'll make more from STR, but it will also require more work.MTR will be less work than STR, and potentially get you higher returns than LTR, but won't provide the stability of a long term lease. 

I haven't heard of a significant market collapse anywhere.I just had a client in FL get about 20% more on a refinance appraisal than they expected.Maybe some small market are going down but overall we are seeing things stabilize if anything.Rates went down recently for us and many other lenders which also supported values remaining where they are.

@Carolyn McBride greetings ma'am, I do believe HELOC is a mortgage product therefore, u should get a statement from the bank.

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