The whole reason FHA developed a short sale method is to reduce the loan balance down to reality, down to what the home is worth, down to the value of the collateral at the bank accepted. if they had the cash, they wouldn’t be behind on their monthly payments.You're right I overlooked that part.

For what it's worth, we spoke on the phone for about an hour after I presented my offer to her.Any feedback would be greatly appreciated. 

If you're considering this, it’s worth connecting with a local real estate agent who knows the Branson market well and can help you make the most of your investment.

It will be worth converting to a rental.

If a payback is really over 3 years it is not likely worth, but you can buy down to make your payback 20 years plus which of course is insane.

If you just called someone up and asked how you could help them, you would be ten steps ahead of Bobby, who is stammering through the first line of a script from 1974 about a cash offer when the homeowner bought the house for 51k in 1978 and it's worth 804k (aka does not need cash, he needs a place to go).Agree 💯!

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

And in fairness, not worth doing if you're not making more than that anyway.If he does something like this and it exceeds the SGA (Substantial Gainful Activity) limit he would lose his disability right? 

At that point, it's worth researching and finding a solution that better meets your needs.

I know the founders personally, and the ability to call or e-mail when I have an issue and get a quick, personal response makes it worth every penny.