Hi Jake, Would love to connect and discuss a bit further what it would look like for you specifically.DSCR loans are a great product and in some cases are actually beating conventional loans.

@Carolyn McBride greetings ma'am, I do believe HELOC is a mortgage product therefore, u should get a statement from the bank.

https://the1brokerage.com/products/

We consider looking for or offering products, properties, services, referrals, recommendations, or loans to be advertising according to our forum rules. 

Completely different process and loan product. 25% down is likely light, but it's market dependent. 

But I am very slow at designing choices. 

We are in a reverse frog boil environment  - Instead of boiling to death slowly they raised IR so fast that people are unsure/unclear when it's a good time to come back in - they will more than likely lower rates 1/8 to 1/4 point at a time, incredibly slow to allow the market drip back to normal preventing a surgeI'm also seeing people drop $5,600,000 in cash to $13,000,000 in cash like it's nothingCash rules down in florida even on 889K deals 

Which means we will start to slow down in late July, and then enter the winter slow season in October.Assuming rates remain above six percent, I’m guessing the spring market will kick back up in February.

How fast or slow that is depends on your market and price. 

https://kellerink.com/products/the-millionaire-real-estate-i...