The drawback you have to fit "in the box"; 20% down +, excessive reserves requirement, specific restrictions on tradelines, assets guidelines, DTI under 43%, owner occupancy etc.. if you are open to ARMs you will have a bit more options..Also need to consider the type of property - if condo/condotel banks might not finance at all.. there are many factors to consider we do have some good outlets for jumbo, would be happy to review your scenario and give you a quote.

We take pride in the positive experiences many of our partners have had, but I recognize that it might not be the right fit for everyone.If you have any specific issues or feedback you'd like to share, I'm more than willing to listen and address them.

Does it fit into your long term goals and vision?

That said, I think it takes time to find the right fit.

Even though they are the expert, you still need to ensure they fit you well.

Digitize physical receipts for easy storage.

Is it something where I need to physically be close by.

@Zak BeardDayton, OH would be a good fit.

If it fits within your budget, there's nothing wrong with investing/paying to expedite the process or collapse time.

Whatever fits your model and you can sleep with is the correct answer.