Then when everything with my health was finally normal, my daughter graduated high school and went on to graduate college with top honors. 

One benefit of redeploying your capital into more or larger assets is that normally your appreciation will now be calculated off of a much larger total home value.

IMHO,  whats important is to walk the property, otherwise, you are taking a vegas gamble with not being able to see the inside. 

We have had a couple of freezes over the past 10 years or so that wrecked some havick that we normally don't count on. 

Rents are starting to rise but, you will not get anywhere close to the 1% rule up here, on normal sales, from what I see.  

Normally, no fees and better than private money rates.

So, normally you will need to outlay a quarter in advance and then HML will pay you back when the draw is ready.

We charge oversight fees if the project is outside the scope of normal wear and tear. 

You can keep an eye on things just by doing your normal routines.

Yesterday, I noticed a bike in the front yard which was not there when I did my initial inspection.I normally don't touch these kinds of properties (and try to avoid occupied properties in general), but it was so cheap I couldn't resist.