It can include both current and deferred pay rates, but one of its primary advantages is its flexibility in situations where other financing options may be limited.

The thing is, that kind of partnership puts a limit on how much we can make from the deal.

I am a real estate agent and live about 30 minutes from the city, but I haven't done any deals as an investor or agent within the city limits.

Appreciation Potential:Evaluate potential appreciation in different markets by studying: Historical Market Trends: Tools like Zillow, Redfin, or local MLS can give you historical price data.

Location, location, location is the key.I am not as convinced that a limited season is a huge drawback.

He has truly helped me overcome my limitations and I have been able to buy some properties due to his advice and guidance.

As long as the property generates enough cash flow to service the debt, you qualify—without the need for personal income verification.This type of loan is ideal for those serious about growing their real estate portfolio, especially if you’re self-employed or have irregular income streams.Why DSCR Loans Matter for Real Estate InvestorsWhen it comes to real estate investing, traditional loans can often be restrictive, requiring personal income verification and imposing limits on the amount you can borrow.

I will just not have a clear title to resell, also read there is a 4 year statute of limitations on utility bills so they cant make me pay dates back to 2006. 

Ignoring short-term bridge loans, most commercial loan sizing is limited by DSCR, but they are not called DSCR loans. 

If you happen to be in a LIHTC area, then I do have an impact lender who might do a OTC loan, but it would be with limited recourse options.Non-Recourse options are very tough to find these days, even at banks.