You also will probably need to have your parents on the loan/property if they are providing the down payment - or at the least it will need to be classified as a gift.

I started collecting coupons and discounted HD gift cards to soften the blow.

People in other countries commonly give gold as gifts for special occasions and you just accumulate and pass it along to the next generation just in case.

If offering a gift is against "the rules" then I hope BP will accept my apology.

If you want to help her out, give her money as a gift that she can use to pay her share of the rent.

I'm also not sure about the housing market here, I've been searching for deals every way I know how for the last 5 months here and while there are some decent deals here, the return just doesn't seem to be worth the investment although if you believe the stats on areavibes.com it shows that 48.9% of housing in this city is renter occupied, which seems incredibly high, so for a long term buy and hold might sound decent, but I think it also means there are not many people buying homes here which means I could get completely stuck in a property with no exit strategy.I'm just racking my brain and trying to use this incredible gift to help put me in a much better situation, even though I know it's not an insane amount and I need to be extremely careful with it because one wrong move right now and it could all be gone.I have loved the career path I've been in working in news, it's been incredibly fun and fulfilling, but I'm seeing the writing on the wall that this industry is going through a change, and people in my position are starting to get cut and also paid less than we were 10 years ago. 

I suppose the seller would be gifting that to me.  

I am just finishing up my Christmas rounds, with small gifts (Costco gift baskets or movie tickets this year, depending on the age of the tenant); it give an opportunity to build and maintain links.

When we deliver our holiday gift cards, door-to-door, we will also look to see if holiday decorations are used safely and look to see that the outdoor spigot covers (that we put on with the change of weather) are still on with no hoses attached.We do more frequent check-ins and inspections with new tenants.

If I'm reading this correctly, they have been gifted a $375k debt-free house and don't want to be bothered with $18k in taxes?