If you plan to pay down quickly, splitting into two loans makes more sense because you can attack the more expensive loan with the extra principal payments and rapidly change the weightings, reducing the blended rate with each payment (fyi - most investment property 2nd liens will have prepay penalties).

The price includes:- 3 nights at the Moon Palace resort - access to 3 conference keynotes, breakouts (60+ speakers), 3 big events for everyone, the exhibit hall, podcast host meet and greets, author signings, networking breakfast and lunches, and more- AND the all-inclusive amenities, meaning all your food and drinks at the resort- There are also extra services on-site, like a golf course, spa, childcare, and more. - Kids 15 and under are free to attend! 

Most tenants take me up on the offer and I would much rather pay a few dollars extra per year per tenant than have a tenant at risk of death - especially carbon monoxide poisoning. 

Quote from @J Case: The PM is supposed to disclose all fees charged to you; they typically don't have to tell you what they are charging other people.However, you may have a legitimate complaint if they charge the tenant extra for appliances when they belong to you.My suggestion?

I would put that extra 100k in CD's, bonds and an s & p index fund and continue to add to it. 

While it does add extra time and cost, I think it's worth it to have a more finished looking project 

I did the same on a listing a few weeks ago and ended up netting an extra $10K.

It's easy to obtain, costs very little, and doesn't require extra, on-going effort to maintain.

Hi Nam,The only way is creating systems that can help you navigate your project week by week.If the numbers make sense, you should place an add and see if you can hire a part time superintendent in the area that wants to make some extra money on the side, a construction superintendent will save you time and money, only doing this part time for you it will not be that costly, obviously you'll need to manage that super and you do that with preset forms and systems in place, if you need help with forms contact me directly with your email and I will send you what I have and what I use, that should help you Good luck!!!

Find homes with extra living spaces or pick a place that has more than one unit.