Expect a custom ADU to take 9–18 months, with 3–6 months for design and permitting and 6–12 months for construction, depending on complexity and contractor availability, and the speed of processing permits.

Hopefully I could even provide some sort of value to this group and most definitely do business with some of you.

It all really depends on your appetite for risk.

You missed an important item: Depending on how a person does #1 or #2, it could get them: A fast-pass to the "Principles Office" for "bullying" and now there sitting in "detention".... 

Selling and reinvesting in higher cash-flow properties or other opportunities might provide better returns.

At the same time, dispute the late payments with the bureaus and provide the payment records showing the payments were made on time if asked.

Whether it’s an offer to purchase a property, to provide equity capital, or to provide financing, I merely state the price/terms I’m willing to pay.

But bottom line: January rent is due to you provided the tenants were informed of the sale on or prior to closing. 

We are willing to provide additional documentation to support our request and discuss any potential steps to ensure a smooth and fair process for all parties involved.Thank you for your attention to this matter.

The main downside is being dependent on the HOA—issues like poor management, rising fees, or unexpected assessments can hurt your investment.