If you can handle your own paperwork without needing a compliance component, front desk appointment center, etc. then that may be an even better option.

That will limit your LTV, but doesn't sound like that will be an issue if you're only looking for $100k. 

If you need analysis help im happy to help, if your in the lower mainland it would be good to connect with a locale investor over coffee.

Even though this would also be an equally small loan, banks can't turn those down if your credit is otherwise good because that is considered red-lining which is illegal for owner-occupied loans.

But if it’s a SFR it probably wouldn’t be an issue as you can charge plumbing issue to the tenant.  

I think we need to do more to help the make our little part of the world better-help those who are less fortunate and struggling to have a better life even if it is something that may seem minor to you or make someone's day better (buy the person behind you in a line up a cup of coffee, shovel someone's sidewalk in the winter).  

I am not sure which one insults me more: the "I'll buy you coffee" or the "I'll buy you a steak dinner

And you are using all of the proceeds from your sale as the down payment you will defer all tax.On the other hand - if you're wanting to sell your property and carry the note back as seller financing to the buyer you will either pay the tax on the note (but it will be an installment sale and so the tax will be spread out). 

Real estate can be an excellent investment, but ensuring you can comfortably manage the payments is vital, even if you encounter negative cash flow periods.

Also coffee shops like Bottoms Up Coffee are moving in and small microbreweries like brew dog and land grant.