
21 May 2019 | 23 replies
We also add a gift certificate to the restaurant [which the owner gives me a big discount on] and a plate of home made cookies.Next to the basket, I have a decorated box that has some of my Avon products, toilet paper,paper towels, one towel, one washcloth, one bar of soap, several toothbrushes and toothpaste, a small pack of tylenol, stuff like that.All 3 families have been ecstatic over what was waiting for them.

8 January 2013 | 7 replies
(not sure how many tenants will agree to sign this but I guess worth a try)7) pets - a very well defined pets policy, must have insurance or certificate for the pet, make sure all the shots were taken, obtain name of the veterinarian for references etc.

14 November 2022 | 63 replies
Between the C/O's, the landlord licenses and furnace certifications (every other year now, but still), we'd had enough.

27 November 2015 | 12 replies
Find out how you can place yourself in the middle of this data flow and cross-reference decedent info with real estate5) Pull death certificates and cross-reference real estate.

18 July 2012 | 2 replies
every short sale regardless of lender requires the "arms-length transaction" certification that has wording like below:" The Buyers and Sellers nor their Agents have any agreements written or implied that will allow the Seller to remain in the property as renters or regain ownership of said property at anytime after the execution of this short sale transction.

13 December 2014 | 2 replies
The buyer is paying the delinquent taxes, the interest on the certificate holder's notes, and the County administrative fees.

18 February 2017 | 102 replies
We actually get a guarantee certificate it looks like a diploma.90-day guaranteeIf we do a deal in 90 days of completion of Armando's 3-day & give a testimonial he will refund the purchase price of the 3-day seminar.6-month guaranteeIf you can not earn 3x more then what you paid for the 3-day seminar within 6 months of completion of said seminar Armando will write you a check for what you paid for the seminar.

2 August 2015 | 20 replies
Not to mention most short sale certification classes are a joke.

5 July 2016 | 8 replies
From Fannie:Borrowed Funds Secured by an AssetBorrowed funds secured by an asset are an acceptable source of funds for the down payment, closing costs, and reserves, since borrowed funds secured by an asset represent a return of equity.Assets that may be used to secure funds include automobiles, artwork, collectibles, real estate [EDIT: eg, a HELOC], or financial assets, such as savings accounts, certificates of deposit, stocks, bonds, and 401(k) accounts.Secured Loans as DebtWhen qualifying the borrower, the lender must consider monthly payments for secured loans as a debt.If a secured loan does not require monthly payments, the lender must calculate an equivalent amount and consider that amount as a recurring debt.When loans are secured by the borrower’s financial assets, monthly payments for the loan do not have to be considered as long-term debt [EDIT: in other words, 401k loans are not only acceptable, but we don't even hit your DTI with the payment].I like to push things; I've been waiting for an opportunity to use artwork-secured debt for ages but it's never come up.

14 July 2016 | 6 replies
When figuring out the ROI I would stick to the basic set expenses of Taxes, Management fees, City certification and inspection fees and then let the buyer figure out their own variable expenses such as vacancy rates and repairs because each investor will have their own prerequisites.