Usually there is not a universally true right and wrong investment decision that applies the same to every individual.

@Esmeralda Guerra this scenario is nearly impossible for us to gauge without reviewing your taxes and knowing what type of loan you were applying for.

It's interesting to see how these different methods might apply in a real estate context.

If this has not been provided, I would be looking at a different agent (or even going flat fee and saving yourself the 3% listing agent fee which you could apply to the sale and still not be any further behind).

However, appreciation is applied to the entire value of the property. 

Hi @Barry Randall, being creative by applying room renting will definitely boost your rental income.

i have been introduced to Partner Driven through a friend who got a marketing piece, reached out to them, applied online, wathed their videos and setup a call.

These fees vary by lender and, so long as they are transparent, you should be able to request and identify before formally applying.

When a tenant moves out, transfer the deposit back to Checking so it's ready to apply towards expenses or refund the Tenant.If you end up with excess funds in the Checking account, I recommend you transfer it to a third account designated explicitly for future investments.

Quote from @Sheila Nyandebvu: I believe the law requires them to provide a settlement statement 72 hours prior to closing, and you should definitely have one during closing.Do you have any documentation showing what rate they quoted when you first applied?