If you intend to occupy but are prevented due to health and safety issues, that's ok.

If seller backs out your remedy is filing a lis pendens, preventing he/she from selling to anyone.

It creates accountability and prevent paralysis by analysis.

A good preventive maintenance measure is that every time you have a vacancy, drain the hot water heaters.

Even the smallest of imperfections will usually "telegraph" through the vinyl, and dirt can prevent the glue from adhering properly.  

Is this a normal policy and is it intended to prevent borrowers from easily shopping loan rates? 

Going through the motions of an eviction even though you already have the property back, would prevent them for example from claiming that they were just out of town on a long trip, oh and btw where is that gold watch I was keeping under the pillow?

And there's little you can do to prevent this, or even get them to give you a payoff.  

Utilities companies get paid for providing these services and need to implement a process that prevent them from loosing money. 

Chapter 5313: of the Revised Code does not prevent the vendor or vendee of a land installment contract from commencing a quiet title action to establish the validity of his claim to the property conveyed under a land installment contract nor from bringing an action for unpaid installments.