This allowes them time to shop around and move or decide to stay.

Numbers: Purchase Price: $100,000Down Payment: $5,000Pre Closing Costs (septic test, well test, etc): $1,937.38Closing Costs (not including down payment): $5,706.86Rehab Costs: $14,983.18Includes first time purchase of tools needed, shop vac, miscellaneous supplies that will be used for future BRRRRs.

Are there new shops or shops/business that recently left? 

Here's some things to consider and questions you can ask when calling around: What You Need to Know When Shopping for a HELOC.Good luck.

did you shop around?

If you are having difficulty with particular properties, shop those around to a few independent agents that represent multiple companies.  

Should I be concerned about the agent shopping the potential deal to others, and if so, how can I protect myself?

I was at my shop so when i was done I loaded up my spare refrigerator and took it over .

And if this was the only time. 2) Ask for an Elevation Certificate  (link here if you don't know what it is)  3) try to get a DECLARATION page (same link if you don't know what it is) reason being a savvy agent can port over the rate if the seller is getting a killer rate due to government subsidies. 4) you can either shop the NFIP and private flood market to make sure you are getting the best price and best coverage. 5) make sure you are working with an agent that understands flood insurance (ask how many flood policies they have under 700 - Not an expert) 6) Google search "Lloyds of London flood insurance" know there is more than one option and you can hire a firm to shop them all or do it yourself. 7) Google search "Private flood Insurance" Know there are a great number of alternative to the government program (NFIP) and they are not all equal so again working with a flood expert could make this option a much easier option. 8) ask your loan officer or realtor if they know of anyone that really understand flood insurance and an expert agent that can make sure that the loan closing isn't delayed due to incompetence in this field. 9) let me know if I can help.

People want to be able to walk to the ice cream shop , the corner pizza shop and post office .