Let me put it to you this way, in Las Vegas you can chose to gamble on many different slot machines, all of which the casino keeps a percentage of every dollar poured into the machine. 

@Sam Garner  If Tim and Sam are not agents within the same company, then Sam's info would go on the left side of pg 9 on the contract and you would check "Represents Buyer only as Buyer's Agent" if Sam has a Buyer's Agency Agreement with the Buyer - otherwise he would represent the Seller as Listing Broker's subagent.If Sam and Tim are agents within the same firm, then their information goes on the right hand side of pg 9 under Listing Broker Firm.

Sounds like he is "crafty" to keep things PG.

Right now my husband and I are trying to build a business line of credit for our company (see my signature below) but it takes so long especially when you have bad personal fico scores and trying to do without the PG.

We only had to remove lots of plaster in the bath ceilings to fish up the risers, and cut a slot behind the run of cabs and appliances in the kitchen.But finding someone willing to do this kind of work may not be easy, since it's not as simple as just wiring open studs and letting someone else worry about closing up.

Ensure that all holes or slots in panel are open so proper air circulation is acheived.

@Kelly DeWinter that is interesting but I still don’t know how to get them to work since they have a card slot on them.

point out that if he sells directly to you that it will save him s lot in realtors fees. 

So the POF isn't generic but, banks in my area ( PG County, MD ) haven't been that receptive of my Subject to HML approval clause.

I went through the dual action foreclosure process got a judgment against their LLC and sometimes personally if I had a PG... but try to collect it is another matter.As was mentioned they are good for 10 years and can be renewed by just refilling. and there are many people that learn this the hard way that have let judgments be taken against themselves moved and forgot about them...