It’s awesome that you’re in a position where your investments serve both as income generators and personal vacation spots. 

So it looks like two of the post were created for the sole purpose of writing a positive review

I make sure (1) the borrower has a 10-20% (or more) down payment of his OWN capital invested (2) I understand time value of money and use a realistic and appropriate interest rate to determine the actual value of the note I’m holding and (3) obtain a personal guarantee unless the entity purchasing the property has financial strength in its own right (4) the lien I hold is in 1st position.

If someone has seen a court case where this situation was addressed, please chime in.So if you are the first person to face IRS scrutiny over this - how solid is your position?

If you position yourself on the outer edge of that moving path of progress, there could be opportunities for STR/MTR/LTR all in the same neighborhood, which gives you that desired strong pivot-ability.  

I buy slowly and consistently, from a position of financial strength. 

Hi Ryan,It sounds like you're in a great position with your rental property, especially with both positive cash flow and significant appreciation over the years.

This is evident when they express their goal as “ I want to own enough real estate to provide me a $10,000 per month income to replace my salary”.  

-Carrot sites control nearly 46% of the Top 10 organic search positions for three key motivated seller phrases across 300+ of the largest markets in the country-Carrot sites are 15% faster on mobile than the non-Carrot sites in these same markets.

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+, zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680, some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.