Eventually all the guys moved out and I was stuck with a big house by myself but I made sure before purchasing if they were to move out I would still be able to cover all my expenses.   

Typically, the loan origination fee is a one-time charge that covers the lender’s cost of processing the loan.

We also do a few other things on move-in day.... we put drop cloth runners down in the traffic areas, loan the tenants the use of moving blankets, furniture sliders, an appliance dolly, and shoe covers. 

I feel like I should transfer some personal funds to make sure this property is well covered before I purchase my next rental property. 

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620, many blemishes, but should have no evictions in last 2 years.

5% down conventional loan with seller concessions to cover my closing costs and buy my rate down.How did you add value to the deal?

What insurance company do you know covers short term rental by the room for a single family house?

Of course there will always be a need for a buyer's broker for those that are not savy or have the time, but I still see a shift with less representation on the buy side. 

Back in the day we carried a balance of $100,000+ that was owed to us and that is now down to only $10,000 or so and we only cover out of pocket if it's an emergency.The PM must have sufficient reserves to do the necessary maintenance work and shouldn't be chasing landlords for money.Just my opinion...Also, a PM's number 1 profit center is maintenance up charge.Landlords don't have much insight and PM's nickel and dime to death on those.If you are suspicious, ask for a receipt so they aren't making up non existent maintenance.Let them make their money tho and calculate that into your expense pro-forma.Otherwise, manage yourself and deal with the $#%^@ that comes with it lol.Multifamily in Ohio, you can get for $25,000 - $35,000 a unit.Drop another $5,000 - $10,000 into the turns and rents should be North of $800pm.Decent area's also.Personally, I wouldn't get out of bed unless I'm making the above numbers.Wishing you much success

If you are looking for the tenants to cover the mortgage and property taxes, you are not likely to find anything between Redwood City and SF.