AS HML sizes grew so large and private investors were funding them it was hard to get one lender to put in 500k but easy to find 10 that would do 50k each.The fractional space has come a long way and a Good Broker is needed to place these for you.Good Broker good first positions are  a pretty safe bet..

Working with a wholesaler will likely be your best bet, but be ready to waive many of your contingencies to get the deal done. 

And that's our fault for electing the jokers we do, we elect popular people, those we "like" vs those who are smart, good at running things.

If your goal is to retire your fiance, your best bet is to increase your W2 income and lower your expenses.

Your best bet would be to go to a bank and see what type of personal loan you can get.

I think Charleston is also a good bet, with St.

If you're looking for a software I know that Propstream is a popular option that pulls records from public sources that you can filter for sellers who might be motivated. 

Here are some considerations for each option:Option 1: Using the HELOC for a down payment and renovation on a second property to rent:Pros:You can leverage your existing property to acquire another investment property without selling your current home.Rental properties can provide a steady income stream and potential long-term appreciation.You can use the HELOC funds for renovation, which can increase the property value and rental income.Cons:You'll have to manage the property yourself or hire a property manager, which can be time-consuming and add to your expenses.There is a risk of vacancies or unexpected maintenance costs, which could impact your cash flow.You'll have to pay back the HELOC, which will increase your monthly expenses.Option 2: Building a new house in a new community and selling it for a profit:Pros:You can potentially make a significant profit if the market is favorable and the property value increases during the construction period.Building a new house allows you to customize the property and potentially attract more buyers or higher rents.Cons:This strategy involves a higher level of risk, as you're betting on the market to appreciate in a relatively short period.There are many unknowns and potential delays in the construction process, which could impact your timeline and profitability.You'll need to have a good understanding of the local real estate market and construction costs to ensure that your project is profitable.Before choosing either of these strategies, consider the following:Research the local market conditions in Chandler, Arizona, to understand the current demand for rental properties and new construction homes.Consult with a real estate agent or investment advisor who has experience in the local market to get their insights on the best strategy for your situation.Evaluate your financial situation, including your income, expenses, and risk tolerance, to determine if either strategy aligns with your goals and financial capacity.Consider the tax implications of each option, as this can impact your overall profitability.Create a detailed financial plan for each option, including projected income, expenses, and potential risks, to help you make an informed decision.Ultimately, the best strategy for you will depend on your unique situation and goals.

Your best bet may be to find an individual to partner with who has the cash.

They should be able to refer you a lender that can walk you through ways to limit your cash to close.For your specific questions, an FHA loan is probably going to be your best bet.