Obviously paying interest on underutilized capital is sub-optimal but when factoring in the cumulative proposed transactional savings, the annual total interest cost could be equivalent or lower than the net of an alternative home equity line of credit on the same principal loan amount.One 'hack' could be to delay the actual closing of the DSCR loan until a quality purchase prospect is identified and/or near under contract.

She has helped us many times with factors we may have not been aware of or have forgotten. 

In my opinion, the agent is the critical factor, and if you find the right one, with will also come with other rockstar Team members. 

And what are some additional CAPEX items that I should be factoring in besides the roof and HVAC?

Otherwise, just factor the new rate you'd get on a rental property into your calculations.

- Know the property numbers: I would recommend AirDNA (paid version) + enemy method to factor income then back out all expenses properly- Know yourself: Why do you want an STR? 

A: This is pretty accurate from what ive seen, parking, access to a private bathroom are two factors that can help you push rents as well as the updates in the house.

.- Stay informed: Keep a close eye on market trends, interest rates, and local economic factors that could impact your investmentsI also lend on fix and flip projects so let me know if you're looking to get an additional quote for your next flip! 

I understand everything is situational based and it could be several different factors but it likely has something to do with the area you're investing in. 

I think the biggest factor to determine which route to take is how much money do you have to start with and how much do you want your investments to be worth over some set period of time (i.e. 10 years, 20 years, etc).If you're starting with 100k and getting 10 to 12% return, you're making 10k to 12k a year?