I will not go into detail here on this post for fear of boredom, but this is a federal law that requires disclosure in all aspects of dealing with a property built before 1978. 

Your Legal options are defined in your contract, if you have a proper contract.

What the best metrics to define what makes an area A vs.

A custodian has been defined in tax code and is required under section 408 which deals with IRAs.What I understand from your posts is that you want checkbook control.

Some people would define that as $400K-$600K and others would define it as $140K-$160K.  

@Sal Zizzo  Define "fishy expenses".

Account ClosedWe as a nation are definately in uncharted waters with this tragedy. 

For comparison, here are my numbers from postcards sent last month to targeted and filtered absentee owners in the Sacramento market: Postcards sent: 3713Total calls: 23Leads (defined as anyone with a house they want to sell): 20Lead rate: 0.54%Cost/lead: $72.40Now, most of those leads aren't much good.

Who are you defining expenses and who keeps track?  

@Lucas AmuchasteguiThe best defense in my opinion is defined criteria that is standard across the board.