There’s several others that do mentorship that are worth doing too.  

This seems like a lot of work to save 15% of $35k in taxes (Less than $5k.) especially if you have transfer taxes or title insurance, or you convert your long term 15% rate in to your son’s regular income tax bracket.I hate paying taxes as much as the next guy but this lemon isn’t worth squeezing.

The question I would ask myself would be is the $175 worth losing a tenant?

Most of the time not worth it on a house.

hi @Alvin TaverasMortgage Broker here, i've been referring clients out to Credit Unions for their HELOCs. we have a handful of lenders that can do them, but i'm finding the juice is not worth the squeeze in the broker/ wholesale world.

Texas, with its strong tech hub and job growth, is worth exploring, but home prices are higher and rent-to-price ratios are often below 0.5%.

Traditional lenders don't care about your savings or net worth; they care about your employment and earnings.3.

I'm leaning toward the decision to sell, as the expected rewards do not seem worth the risk (or opportunity cost). 

Joshua’s point about local taxes and solo 401(k) options is spot on—it’s worth discussing with your tax advisor for a tailored strategy.

What would your CF look like and would it be worth the extra investment?