Heck, maybe they want to learn what to look for.

I ask from an ignorance perspective -- what's unfair about the commercial loan game and how does a mentor help?

For this reason, many investor agents choose them. 

Quote from @Pavan K.: I'm very new to this and would love to get your thoughts on this and are there any downsides to the process?

Quote from @Dylan Webb: Welcome!

I searched a bit and could not find the answer to this. 

While still small we have learned ALOT and would be willing to share all our information and answer any questions you may have.

If you don't like Dave Ramsey then we can look at Big Bang Theory where Penny borrowed money from Sheldon and even though he didn't care about what she was spending or when she would be paying him back, every time he said anything she thought he was grilling her about that. 

Any strategies beyond this would be appreciated.

I'm currently having a difficult time imagining the future a decade from now where this issue isn't one of the more important things that needs to be addressed.