By process of elimination (and with the help of a good inspection) you'll be able to develop your own list of projects to work on.Hope this helps,

Yes my brother also has a good job , and is responsible enough where I wouldn't be nervous renting to him , I'd be okay with breaking even , and eliminating my rent payment , I was thinking of Airbnb in the basement apartment , hopefully if will be atleast 2 bedrooms and can break even that way .

Which eliminates my question above honestly.

The first purchase usually reduces or eliminates your housing costs.

Every conversation that brings up a negative leads me to research the validity of it and how to eliminate, mitigate, or plan for.

Leases can be a hassle when selling the home but if it’s owned, most buyers will probably see it as a benefit to have lower operating costs through a reduced or eliminated electric bill.

So I'd just pair the bills up and see where the rates differ.My guess especially being in the NE, they likely did public utility projects related to drainage and sewer to eliminate combined sewer and flooding issues.

What are everyone's thoughts?https://www.bankrate.com/mortgages/cfpb-debt-to-income-rule/

Or pay 20% down, lower my mortgage, eliminate PMI, and increase cash flow with no prospect for future rental property within a few years?

You can eliminate most, if not all, of your housing costs and use that savings for the next property.