If not, I'd highly recommend looking into a house hack to build a solid base, and, for the following reasons:- Cut down or totally eliminate your biggest overhead (assuming that is rent?).

At some point 8-10 years did a portfolio loan with good tax returns and ended up using a lot of cash and that loan to buy 2 strs in Myrtle- ocean lakes. we currently have 20 units and Two are str's.theres really no short cut, we built a ton of equity by buying at the right time and fixing up ourselves (I'm a contractor).wr bought the two strs in 2020 and 2022.

His neighbor decided that he doesn't want my friend's sewer line running under his yard, so the neighbor dug up the sewer lateral, cut and capped the sewer near the property line.

All things that cost thousands to replace/install.Mistake #4- Cutting corners.

RE income is about $35k in a normal year, which is nice, but I'm one busted furnace was from that number essentially being cut in half.

At least you have a cut off point in 3 years lol.  

It's not as cut and dried as some people think. ;-)As @Chris Seveney: says, "keep the house and restructure the debt" I've done that for people too.

Hi Tim,Let's cut through the noise here.

Long story short, after doing the math it would take roughly 12.5 years to get our offer amount by renting; yeah we understand homes usually appreciate over time; however in these current times where demand is super high; and all the red tape surrounding landlords; Id say cut sling load and sell.

Alarmist, cut and paste, dont kill the sale types, etc.