John's post reminded me of something else.

Once you've worked up a repair estimate and gone through your numbers I would call them back for another face-to-face meeting to make your offer (I prefer back at the subject property...it's full of reminders of why they want to sell).

However, I do run things by friends and they remind me that the world does not revolve around my schedule.

The CF scene reminds me of the early years of prosper.com and (to a lessre degree) lendingclub.com.

You remind me of a funny story - A friend of my then-Realtor was doing that same thing: buying as occupant, and the later renting the property and buying another as 'the occupant'.

simply no qualified rentersLOL, this reminds me of when I was starting out.

Atlanta today reminds me of what was going on in L.A. in the 60s-70s.

I had to remind him that I dont function that way and I may end up having to leave him in the dust because I believe that negativity breeds more negativity and as Prohabber said, the law of avereages favor you.

Be sure to be responsible and conservative in your risk/reward factoring, and don't fall into the trap of trusting someone else's decisions or loan ratios for your financial security.Saying that reminds me of a local wholesaler that doesn't know a good deal when he sees one.

With prison time, a five figure fine and the immediate and lifetime surrender of business license, it's no surprise they changed there position when you reminded them you were aware of your rights.