Only nonrecourse loans will not affect your personal DTI - if you personally guarantee the debt, you're going to take the DTI hit for it unless you can qualify for it to be excluded.Find a local lender who is skilled in working with self-employed and investor clients and talk through your situation with them. 

Low class outfit ... one of my borrower/ clients went into escrow with them last week and  put up the non refundable money getting ready to close and well  the title needs to be probated.. so these guys dont run title until they have your deposit.. will see if and how easy they give my client back his money since it did not close on the closing date and no extension was given or signed..

One will not cover damage covered by water damage 'from above' and then theother will not cover damage caused by water 'from below' (flood) and then they cross reference them and don't pay at all.The good ole Insurance people will do anything to not do their job, which is to pay for their clients damages.There is $$ available through FEMA, but it isn't much and good luck getting it.Question is......even if you can get some money do you rebuild in the same locations?

I will post the before and after pictures, hopefully it can help anyone starting this journey, we are new investing out of state but NOT new to handlining construction project out of state for clients, looking forward to the challenge!!!!

Honestly, the conversations I've had with my clients that are debating the portfolio v. single asset refinances have landed on how much do you value flexibility.

A few months back, a longtime client of mine was enticed by a similar annuity offer promising to cover conversion taxes with a cash bonus.

We'e had several clients seeking a second home/rental refuge from harsher climates here to the Oregon Coast this year.

Confirm with your CPA to ensure proper application of these losses.This post does not create a CPA-Client relationship.

I am able to find clients who would be interested in buying properties in other states -  for example New York, Florida, Texas or Ohio. 

I funded a 80 lot project there a few years back and my client flipped to DR and did quite well.