To save money, management raised the wind and hail insurance deductible from 5 to 10 percent.

Do they have the necessary resources to stay on top of all the tax issues such as 1031 exchanges, 754 Step-Ups, etc.Feel free to send me a private message if you have any questions here.A couple articles you can read that will be helpful:https://www.biggerpockets.com/forums/51/topics/1206189-cost-...https://www.biggerpockets.com/forums/51/topics/1204912-how-t...

I think when everyone is on the same page, it saves a headache. 

I had enough in savings to start my journey in Real Estate.

If nothing else, and you decide to sell with a 1031, something to consider would be trying to time the sale towards the beginning of the calendar year so it gives you max time to potentially re-invest into something that will offset the gain, and/or strategize some additional tax savings. 

I have the credit score and make a good monthly living but I have no cash save up but have 2 cash flowing rental properties with one of them having some equity.

This leverages your current equity without draining your savings.

That comes in handy when you are doing a rehab as you might save 15-20%. 

How does it save me money if I keep increasing the balance of the loan product.See how they answer those questions.

The plumber had to drive to the store to get the right sized part, and then also was not told that he didn't have to install the tenant's washer which would have saved us money because he called a second plumber to come over and help him lift the washer.