@Romeo Kaado how are you im currently planning on attending a real estate class for my liscence,but due to my criminal past im scared to lose my money because the real estate commission is not giving me a sraight answer.My history only consist of drugs distribution,no sex charges,no violence, no theft,no robberies,nore fraud.Will that disqualify me from getting my liscence because i cant really afford to lose 400$

From the info I've gathered, landlords can no longer have "blanket" policies on criminal history - no more saying any positive result is an automatic fail.

I use mint but also we have an internal company program we can use for detailed reports. 

How do you screen without checking criminal history?

I internally debate whether this is a good idea.

The second lender didn’t want a second on my house could do internal appraisals, 20% down, and didn’t require inspections (6.1% on a 5 year callable, 20yr). 

Intern with a flipper.

The outside may look the same, but the internals may not.

You are exposing yourself to potential liability (neighbors with kids) and damage to your business (that guy rents to sex offenders/drug criminals). 

The seller has the risk of the buyer not making the mtg payments and there is very little the seller can do about it.Proper state required disclosures need to be executed by the seller, otherwise the buyer has some legal/criminal liabilities.Once a sub2 is done, a short sale is no longer possible.