Aloha Chance,  I often say "meet people where they are at" which means you can't use a cookie cutter, one size fits all approach. 

Would do again:- New construction - low hassle and very little CapEx- Buy a primary residence to fit lifestyle.

You may locate an appropriate Houston home for house hacking that fits your tastes and aims if you are persistent and determined.Good luck!

Not just a lender who can put together a loan document (they all can do that), but someone who is interested in your goals and can advise you in different strategies, downpayment assistance programs, etc that can get you going.From there your financial strategy and the local market will begin to steer you in a direction of homes available and that fit your finances.

@Brendan Davisgot it - not everyone can house hack and if it doesn't fit your lifestyle, that is fine.  

I enjoy using Obie as an independent agent but the owner usage might not fit their guidelines in this case.

I watched a video that did live testing and mice can fit through holes smaller than a dime, and actually can fit through gaps even more easily.

Rod with a "nice" curtain, fits a purpose, looks good, and if it breaks you replace it for less than $20 and install takes 5 mins.

If you have a preference paying 0 points, you will need to establish a relationship with a commercial bank that is a perfect fit for your investing track record and background.

A brief phone call with an attorney will help you decide on the right fit for your situation.