Must be baked-in to one of the numerous processing or inspection fees.Lender's ins prem POC of $1164 + regular lender's insurance seems like a real bonus to you. 

Nothing in San Francisco has a cap rate of 8.5%, especially with a 10% mgmt fee baked in.

You also know that anything that reached cert of occupancy in 2022 was underwritten in 2019-2020 and has experienced rent growth beyond anything they could have possibly baked in. 

Move in with a relieve and sleep on their couch for free (or $100 a month) as long as you can, and help out around the house as needed.Cut the grass, cook dinner now and then, fix the washing machine when the belt jump off, etc...If out have to eat out, eat at Taco Cabana (or similar good nutrition for cheap price) and always get the specials--no soda just drink free water.Get a second job or  temp job and work as much as you can and save up more than the needed next down payment.Do not spend money any new things, just save it all.Maybe a year or so of that will put you in CASH positive situation.Cash is King--Get Some--and get free,Good Luck!

Yes, HOA fees suck but you have much lower insurance costs (typically half the costs of single family home) and if there are any utilities baked into HOA fees, those can be billed back to tenant.

You could justify it for the tax savings and principal pay down.Subject To with negative cash flow, is like filling a soda can with vinegar.

By the same logic, 100x rent is baked into its design.... 

Also is the transport and setup of the homes baked in?

Hi Tyler,Emergency contact name on application--call the number and ask.If the units has pets set a BIG baking pan of water on the floor with some Purina for them, and check back on them every few days to make sure they have food and water.If the renter is deceased, ask the Emergancy Contact if they want to keep any pets, else (keep them yourself) or contact a "No Kill Shelter" to have them re-homed:  https://www.cincinnatimagazine.com/article/looking-for-a-pet-start-at-one-of-these-no-kill-animal-shelters/Good Luck

If you bake me an apple pie and ask if its the best I ever had in life and I say, "its cool but can use different crusts", ' I'm not being mean.