I explained I dont go to Indy in February and look at our balance sheet we have 20 projects going there..

Do they go back to the loan balance?

The bank says your “insurance company” needs to pay off the $450k mortgage balance, where’s that money coming from?

Balancing eagerness with an assessment of risks and potential returns is key.

When you want to buy another property, your income must be sufficient to cover both mortgage payments (the new property mortgage + the higher balance on your cashout refi mortgage).

I once listened to a radio listener call, where the listener complained that they'd been paying their student loans for 20 years and the balance hadn't gone down. 

Here's a brief overview of my current situation:SFH1Acquisition Price: $1.6MCurrent Market Value: $1.89MLoan Balance: $1.2MInterest Rate: 3.75%Annual Net Cash Flow: -$12KSFH2Acquisition Price: $2.15MCurrent Market Value: $2.2MLoan Balance: $1.5MInterest Rate: 7.75% (I'm considering refinancing in the next few years)Annual Net Cash Flow: -$65KDespite being proactive in educating myself through BP forums and real estate literature, I'm beginning to question the sustainability of enduring annual losses from these investments.

If you buy something in San Diego, now that debt is sitting on your personal balance sheet for 30 years.  

Home prices remaining elevated despite rapid interest rate spikes is a very good indicator for how out of balance the market currently is.

@Evan CruzBecause interest is only owed in the amount of the loan on an ongoing basis.If you had a property worth $250k and an unpaid balance of $150k you have $100k equityWhy not include interest, because if you sold it today you are no longer paying interest.