The only way to decrease cost is to find a different auto insurer which maybe you are able to do. 

Looks like it has been listed for a year or so, with some decrease in asking price over that year, but not much.Her ad expressly asks for OFFERS and indicates she is looking for a quick sale, and she identified herself as motivated.

I can afford to do one of those, but not both.I think my best move is to rent out my condo ASAP, and move into a temporary rental myself, so I can begin my rental income history ASAP.  

I'd suggest targeting 2 families below $300k (decreasing supply of these), and 3 families in the ~350k range.

The inspector said his biggest concern was temporary patch jobs in the roof...so I am lookingThe real estate agent is finding, but I thought I would do my own research for learning purposesI asked a friend who said his guys usually don't come for an estimate in escrow, but rather if work was getting done.1.)

HI Everyone I am moving from Pennsylvania  to Houston Texas and looking for temporary housing for a month till  find place to rent, on other word the area where i want to rent. 

In the course of one year a house typically won't increase or decrease materially.

Small lending will get a chance, small business will find better rates, bonds will finally become worthwhile, stocks PE should decrease, and retirees will get a break.  

I would start with the three year rental history to determine if increases took place or decreases.

Credit can only be run 45 days apart not to get hurt by score decrease.