@Casey AdamsPlenty of lenders that can cash you out in DSCR loan as long as the market rent fits the ratio. 

A covenant that touches and concerns the land can be one that either calls for doing either physical things to the land, or refraining from doing physical things to the land. 21 C.J.S., supra, p. 359.

Her home could safely fit more than seven people whereas a 1,200 ft home would feel very crowded.You should also consider issues like room size.

Which fits the entrepreneurial desire. 

I appreciate your perspective on the different loan options and how Sub To would fit more as a tool to use in the right situation and not the 100% solution.

And they replied:"Hi ,the total judgement not only includes physical damages that you had to pay initially to secure another tenant but also includes outstanding rent balance if any and late fees if any and any other charges that may have been charged against the previous tenant.

Since you mentioned that you may want to retire to the home, a resort community would not be a good fit for you as they are specifically built for STR and every home is used that way.

Each have their own unique qualities that may be a better fit.  

Everyone finds the rooms too small or something that does not fit their family,etc.I am at the point of breaking even but in a month I will be losing money because of the Hard Money lender payments.

As you continue to grow your knowledge in real estate you will know which investing niche fits your needs.