@Raj Vardhan, in my limited experiences, 6 or 12 month seasoning is common if you want to borrow based on new appraised value.  

However, I have no idea how to choose from the remaining cities, it seems there are a lot of potential options:- Midwest - Michigan (ie: Grand Rapids) seems to have options, also seeing Columbus Ohio and Indianapolis coming up- Reno - I've seen mentioned several times on here- Pittsburgh / Philadelphia / Twin Cities - All mentioned as lower cost to get started, and seem to be experiencing growthI'd ideally like to find a place that has strong potential for future growth, a diversified economy, and I don't mind living in (being close to nature would be a plus). 

Hi,I am based in CA.

i bet i know the answer but are you changing your own personal strategy based on any of this?

He was fresh out of college and nervous about his first investment in Omaha, of all places (my home base).

I guess in cases of infidelity that can be a natural mind set.

Collection is on time, they address repairs promptly, leases get renewed and increased based on market research.

I price based on average area rents and undercut them just a little bit.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

@Bruce Woodruff You’ve captured the unpredictable nature of real estate perfectly!