I am currently a Licensed Mental Health Counselor in the state of Florida.

The proration only applies to an Involuntary reason for selling, prior to 2 years: health reasons, required job location change, and I believe other unforeseen circumstances that would have to be scrutinized.

Risk would be high...Just one insurance claim in excess of a $5,000 deductible could sink your battleship if you do not keep cash reserves.You still need to pay for your own health insurance For every unit you own outright you get an additional $400 or so in income.

I also have questions regarding the health of the investment market in Charlotte.

Ultimately, the unstable income became too much and I went back to work for "the man".My wife works for a large health insurance company, and I work for a larger electrical contractor.

But if its not Health care related your going to pay the tax.

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The general idea there is to protect the neighborhood value, health safety and maintain some community integrity.   

@Matt Rosas,Mexico has an excellent health care system.

Or older couples that have health issues?