There are actually THREE kinds of subject to transactions1- subject to existing mortgage without lender approval2- subject to existing mortgage WITH lender approval3- subject to existing mortgage as part of a seller financed wrap around mortgage.with #1 and #3 it’s in everyone’s interest to utilize a third party servicer, who collects and then distributes payments.  

Deals like this do exist out there.In a previous post, I put a graphic of my returns, and you accused me of using data for single family returns.

https://www.har.com/content/department/newsroom?pid=2141Houston Real Estate Highlights for December and Full-Year 2024:
-Following two consecutive years of declines, single-family home sales rebounded in 2024 with 85...

But with the zoning regulations, the pricing of houses seem so impossible to achieve.

@Madison SloanTo start house hacking, focus on saving for your down payment, researching target markets like Salt Lake City or North Idaho, and building a strong team of professionals, including an agent and lender.

If my stories scare them (and they often do), they should NOT be investing in Detroit.But I'm equally tired of the narrative that these sorts of houses don't work as cash flowing investments.

Many Texas cities are incentivizing developers to build affordable housing units, but challenges remain around keeping these homes accessible long-term.

Do they do any of this in house? 

If I am house hacking then what should be the insurance.

In the eyes of the law, it's no different than a cane or a wheelchair.Keep in mind, just because the ESA is not considered a pet doesn't mean it gets to run rampant, disturb the neighbors, crap all over the parking lot, or tear up the house.