I have my STR in Kona, so I'm your competitor.I handle everything, when I bought the condo is not even have permit, so I purchase with LLC DSCR loan, then I apply for the permit, takes a while, everything is so slow in the island.

Some towns only look for the the proof of Workers Compensation but if they filed proof, it may lead you to who their insurance agent is.The Builders Risk policy covered the property during construction for fire, theft, vandalism, etc. so it would not apply to these claims. 

I'm reaching out to this knowledgeable community to connect with fellow investors and real estate agents who can offer insights, share experiences, or point me towards potential investment opportunities in the area.A brief introduction: I recently embarked on my real estate investment journey with the purchase of a property in California, April 2024 for $180,000, applying the BRRRR strategy to maximize its value.

Rewards program that killed the legendary hotels dot com 10 for 1 that doesn't even work on most of the listings when you try to apply it.

When a tenant moves out, transfer the deposit back to Checking so it's ready to apply towards expenses or refund the Tenant.If you end up with excess funds in the Checking account, I recommend you transfer it to a third account designated explicitly for future investments.

@Zak BeardRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

I will be using cash so FHA guidelines would not apply.

@Gulshan D.Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

If this applies to you, I urge you to take that route.Hope this helps!

-so what you could try for financing  on anything less conventional- package the land lease and the factory built tiny home, and approach your local credit union until you find a combination that works.Anyway you should also read up on co housing, co-ops, (yes condos) and other clustered developments as they apply to your county codes.