@Michael Frank what are the specific HUD programs?

The asking price is 300k...Portion of sellers pitch:“Enjoy VIP status as an owner and 28 days a year of stay.

Hey there - we are looking to invest in a couple vacation rental properties in Athens as part of the Greek Golden Visa program.

My aim is to create VR hands on learning programs for people like me who struggle with book learning. 

The only way to avoid that is if you are using a Bank Statement loan or a DSCR program on an investment property since those are "No Doc" but still require bank statements for assets.The days of walking into a bank and doing business on a handshake are gone.  

It's good you have a meeting scheduled to learn about the program.

It's also worth looking for first time home buyer assistance programs in your local area.

I'm actually a Loan Officer myself, so feel free to reach out to me about any questions regarding HELOCs or any other type of program.

These are income based loans and rates will depend on your credit score and loan to value (LTV).I've seen programs where values determined by AVM (automated valuation model), not a full appraisal. 

There are downpayment assistance programs in CA that are in play.