Now, you must wait to file the "first legal" (Usually the NOD) after the 120th day of delinquency and ONLY if the borrower isn't working with the lender on any alternative to foreclosure (Again, thank the CFPB for eliminating "dual tracking" on a national level).

I always struggle with the home depot setups to get the appropriate drawer setup and dual sinks. 

Simple things like changing a transformer connection, repairing a magnetic motor starter, or changing the voltage on a motor, baffle them for the most part.

We have been considering looking for a dual use property, to rent out the downstairs as commercial real estate for restaurants/shops/etc. and use the upstairs for a primary residence.  

I just like reading all the posts in between working with clients.I could be on BP less and work more on my marketing mailers and I will soon.Do not have any kids yet so that has something to do with extra time.My brother-in-law has one kid that is going on 3 and both him and his wife work as managers in Retail.I do not see how they stand it or survive.Luckily my wife is a homemaker so when we have a kid it won't be as bad as dual workers.

Or you could: Contact the LISTING agent directly to see the house, and they could act as a dual agent and try to negotiate a lower commission since they'd be receiving commission from both sides of the transaction.

I would have to guess the 12 month occupancy has a dual purpose...1) owner occupied is lower risk and 2) they lose money on a refi if you sell in 12 months.  

If you have found the property, and know the numbers work, you've already found your property, the listing agent can help you submit an offer if thats allowed in your state ( dual agency isn't allowed in some ) and you may get it 1-2-3 % cheaper.

Being your own boss is big one in a world that tells you what to do at every turn.Hands on landlords actually get some dual purpose fitness and money savings on projects.

Basically a dual agent can't give you advice and help you negotiate with the seller.